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Sustainable medical administration provides a wide range of gapcover products to compliment your existing medical aid plan. Not only are these products cost effective, but when chosen correctly, will assist you in eliminating in-hospital shortfalls. Please click here to view the products available.


  • Specialist rate in-hospital – 100% of polmed rate
  • Internal prosthesis limit – R49 500.00 per beneficiary


  • Specialist rate in-hospital – 100% of polmed rate
  • Co-payments – The following elective procedures can only be performed in a designated service provider hospital and/or day clinic, otherwise the following  co-payments will be applicable: R2 500.00 for Shoulder surgery, Joint replacement, Laparoscopic nissen & Spinal surgery.  R1 000.00 for Hysterectomy. R800.00 for Arthroscopy, Endoscopies, Bunions & Varicose veins.
  • Internal prosthesis limit – R49 050.00 per beneficiary


For more information about the Stratum GAP cover products or to signup please download the following PDF documents: (1) Application Form (2) More Information